支付寶微信提現

時間 2019-11-16

標籤支付寶微信提現简体版

原文原文鏈接

一.支付寶

支付寶提現官方名稱爲 單筆轉帳到支付寶帳戶 主要分爲2個接口 :php

1.alipay.fund.trans.toaccount.transfer(單筆轉帳到支付寶帳戶接口) 官方文檔:https://docs.open.alipay.com/api_28/alipay.fund.trans.toaccount.transfernode

2.alipay.fund.trans.order.query(查詢轉帳訂單接口) 官方文檔https://docs.open.alipay.com/api_28/alipay.fund.trans.order.query/web

ps:其中查詢轉帳接口主要是爲了防止漏單在錯誤碼爲20000,40004,或者編碼爲SYSTEM_ERROR 時須要使用該接口查詢是否已經轉帳過根據接口返回值判斷是否已經打款若是未打款須要從新發起打款若是重試後失敗須要加入出錯列表或其餘處理隨業務須要而定json

主要接口 alipay.fund.trans.toaccount.transfer api

調用時準備步驟:服務器

1. 建立應用並獲取APPID微信

2.添加功能網絡

測試時可以使用沙盒內數據app

3.配置應用環境ide

生成祕鑰

4.下載sdk

5.調用

其中調用時要注意在調用中放的公鑰爲支付寶公鑰而不是應用公鑰若是傳錯會形成轉帳成功可是報sign check fail: check Sign and Data Fail!錯誤

轉帳金額小數點最多隻能2位文本類型和微信提現有差異微信單位爲分

附代碼例子:

 1  //沙箱數據
 2 string serverUrl = "https://openapi.alipaydev.com/gateway.do"; 
 3  string appId = "test appid";
 4 //私鑰
 5 string privateKeyPem ="";
 6  //支付寶公鑰
 7  string alipay_public_key = "";
 8 try
 9             {
10                 IAopClient client = new DefaultAopClient(serverUrl, appId, privateKeyPem, "json", "1.0", "RSA2", alipay_public_key, "GBK", false);
11                 AlipayFundTransToaccountTransferRequest request = new AlipayFundTransToaccountTransferRequest();
12                 request.BizContent = "{" +
13     "    \"out_biz_no\":\"" + sn + "\"," +//商戶轉帳惟一訂單號
14     "    \"payee_type\":\"ALIPAY_LOGONID\"," +//ALIPAY_LOGONID：支付寶登陸號
15     "    \"payee_account\":\"" + payee + "\"," +//收款方帳戶
16     "    \"amount\":\"" + Math.Round(amount, 2).ToString() + "\"," +//轉帳金額
17     "    \"payee_real_name\":\"" + userName + "\"," +//收款方真實姓名
18     "    \"remark\":\"用戶提現打款\"," +
19     "  }";
20                 var response = client.Execute(request);
21                 if (response.Code == "10000")
22                 {
23                     return true;
24                 }
25                 else
26                 {
27                     LogInfo(string.Format("單號:{1} 支付寶支付失敗 緣由:{0}", response.SubMsg, sn));
28                     if (response.Code == "20000" || response.Code == "40004" || response.SubCode == "SYSTEM_ERROR")
29                     {
30                         //掉單
31                         //查詢轉帳結果
32                         AlipayFundTransOrderQueryRequest _request = new AlipayFundTransOrderQueryRequest();
33                         request.BizContent = "{" +
34                         "\"out_biz_no\":\"" + sn + "\"," +
35                         "\"order_id\":\"" + response.OrderId + "\"" +
36                         "  }";
37                         var _response = client.Execute(_request);
38                         if (_response.Code == "10000" && _response.Status == "SUCCESS" && !string.IsNullOrEmpty(_response.PayDate) && string.IsNullOrEmpty(_response.ErrorCode))
39                         {
40                             return true;//掉單 網絡問題實際轉帳成功
41                         }
42                         else
43                         {
44                             if (errorTimes <= 3)
45                             {
46                                 //增長錯誤數
47                                 using (MongoDbProviderFactory factory = base.NewWashcarFactory())
48                                 {
49                                     WithdrawalsApplyRecordAccess access = new WithdrawalsApplyRecordAccess(factory.Context);
50                                     var rec = access.Single(recordId);
51                                     if (rec != null)
52                                     {
53                                         rec.ErrorTimes = rec.ErrorTimes + 1;
54                                         access.Update(rec);
55                                     }
56                                 }
57                                 //從新打款一次
58                                 response = client.Execute(request);
59                                 if (response.Code == "10000")
60                                 {
61                                     return true;
62                                 }
63                                 else
64                                 {
65                                     LogInfo(string.Format("單號:{1} 支付寶支付失敗 緣由:{0}", response.SubMsg, sn));
66                                     return false;
67                                 }
68                             }
69                         }
70                     }
71                     return false;
72                 }
73             }
74             catch (Exception ex)
75             {
76                 LogInfo(string.Format("單號:{1} 支付寶支付失敗 ex:{0}", ex.Message, sn));
77                 return false;
78             }

提現關鍵代碼片斷

二.微信

微信功能官方名稱 企業付款 文檔地址:https://pay.weixin.qq.com/wiki/doc/api/tools/mch_pay.php?chapter=14_2 文檔很全面

開發步驟:

1.註冊服務號

2.註冊微信商戶號

3.在商戶號後臺對AppID受權開通企業付款到零錢功能

4.下載證書

5.調用接口

注意事項:

1.打款是預付款形式必須先在商戶平臺充值

2.簽名須要根據ASCII碼排序並加密詳見文檔

3.證書須要放在服務器非虛擬路徑處防止被非法下載盜用代碼中必須調用不然證書安裝了沒效果

4.必須經過微信的openId 獲取被轉帳人因此須要在調用以前根據業務綁定微信和用戶帳號

代碼部分:

  1   /// <summary>
  2         /// 微信提現
  3         /// </summary>
  4         /// <param name="sn">單號</param>
  5         /// <param name="wxOpenId">微信用戶openid</param>
  6         /// <param name="userName">用戶真實姓名</param>
  7         /// <param name="amount">金額 單位分</param>
  8         private bool WechatPay(string sn, string wxOpenId, string userName, int amount)
  9         {
 10             if (string.IsNullOrEmpty(sn)) { LogAndSetMsg(string.Format("單號爲空 轉帳失敗")); return false; }
 11             if (string.IsNullOrEmpty(wxOpenId)) { LogAndSetMsg(string.Format("單號{0} 微信用戶openId爲空 轉帳失敗", sn)); return false; }
 12             if (string.IsNullOrEmpty(userName)) { LogAndSetMsg(string.Format("單號{0} 用戶真實姓名爲空 轉帳失敗", sn)); return false; }
 13             #region 微信支付配置區
 14             string mch_appid = "";//商戶帳號appid
 15             string mchid = "";//商戶號
 16             string key = "";//祕鑰
 17             string cert = @"E:\certificate\wechart\apiclient_cert.p12";//證書路徑
 18             #endregion
 19             string nonce_str = Guid.NewGuid().ToString().Replace("-", "");//隨機字符串
 20             string sign = "";//簽名
 21             string partner_trade_no = sn;//商戶訂單號
 22             string openid = wxOpenId;//用戶openid
 23             string check_name = "FORCE_CHECK";//強校驗真實姓名
 24             string re_user_name = userName;//收款用戶姓名
 25             string desc = "用戶提現打款";//企業付款描述信息
 26             string spbill_create_ip = GetLocalIP();//Ip地址
 27             Dictionary<string, string> parm = new Dictionary<string, string>();
 28             parm.Add("mch_appid", mch_appid);
 29             parm.Add("mchid", mchid);
 30             parm.Add("nonce_str", nonce_str);
 31             parm.Add("partner_trade_no", partner_trade_no);
 32             parm.Add("openid", openid);
 33             parm.Add("check_name", check_name);
 34             parm.Add("re_user_name", re_user_name);
 35             parm.Add("amount", amount.ToString());
 36             parm.Add("desc", desc);
 37             parm.Add("spbill_create_ip", spbill_create_ip);
 38             //設置簽名
 39             var stringSignTemp = getParamSrc(parm);//簽名處理中間變量
 40             stringSignTemp = stringSignTemp + "&key=" + key;
 41             sign = GetMD5(stringSignTemp).ToUpper();
 42             parm.Add("sign", sign);
 43             XDocument xml;
 44             try
 45             {//發送帶證書的請求
 46                 ServicePointManager.ServerCertificateValidationCallback = new RemoteCertificateValidationCallback(CheckValidationResult);
 47                 X509Certificate cer = new X509Certificate(cert, mchid);
 48                 HttpWebRequest webrequest = (HttpWebRequest)HttpWebRequest.Create("https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers");
 49                 webrequest.ClientCertificates.Add(cer);
 50                 webrequest.ContentType = "application/x-www-form-urlencoded";
 51                 webrequest.Method = "post";
 52                 //拼接post請求
 53                 string parmStr = "<xml>";
 54                 parmStr += "<amount>" + amount + "</amount>";
 55                 parmStr += "<check_name>"+check_name+"</check_name>";
 56                 parmStr += "<desc>"+desc+"</desc>";
 57                 parmStr += "<mch_appid>"+ mch_appid + "</mch_appid>";
 58                 parmStr += "<mchid>"+ mchid + "</mchid>";
 59                 parmStr += "<nonce_str>"+ nonce_str + "</nonce_str>";
 60                 parmStr += "<openid>"+ openid + "</openid>";
 61                 parmStr += "<partner_trade_no>"+ partner_trade_no + "</partner_trade_no>";
 62                 parmStr += "<re_user_name>"+ re_user_name + "</re_user_name>";
 63                 parmStr += "<spbill_create_ip>"+ spbill_create_ip + "</spbill_create_ip>";
 64                 parmStr += "<sign>"+ sign + "</sign>";
 65                 parmStr += "</xml>";
 66                 byte[] byteArray = Encoding.UTF8.GetBytes(parmStr); //轉化
 67                 webrequest.ContentLength = byteArray.Length;
 68                 using (Stream newStream = webrequest.GetRequestStream())
 69                 {
 70                     newStream.Write(byteArray, 0, byteArray.Length);//寫入參數
 71                 }
 72                 HttpWebResponse webreponse = (HttpWebResponse)webrequest.GetResponse();
 73                 Stream stream = webreponse.GetResponseStream();
 74                 StreamReader sr = new StreamReader(webreponse.GetResponseStream(), Encoding.UTF8);
 75                 string str = sr.ReadToEnd();
 76                 xml = XDocument.Load(stream);
 77             }
 78             catch (Exception ex)
 79             {
 80                 LogAndSetMsg(string.Format("單號:{1} 發送帶證書的請求失敗 ex:{0}", ex.Message, sn));
 81                 return false;
 82             }
 83             //解析返回結果
 84             if (xml == null) { LogAndSetMsg(string.Format("解析微信返回值出錯 單號:{0}", sn)); return false; }
 85             //獲取根節點
 86             var root = xml.Root;
 87             var node = root.Element("result_code");
 88             if (node != null && node.Value == "SUCCESS")
 89             {
 90                 return true;
 91             }
 92             else
 93             {
 94                 var err = root.Element("return_msg");
 95                 if (err != null)
 96                 {
 97                     LogAndSetMsg(string.Format("支付失敗:{0} 單號:{1}", err.Value, sn));
 98                 }
 99                 else
100                 {
101                     LogAndSetMsg(string.Format("支付失敗:緣由未知 單號:{0}", sn));
102                 }
103                 return false;
104             }
105         }

關鍵方法

 1   //加密
 2         public static string GetMD5(string pwd)
 3         {
 4             MD5 md5Hasher = MD5.Create();
 5 
 6             byte[] data = md5Hasher.ComputeHash(Encoding.UTF8.GetBytes(pwd));
 7 
 8             StringBuilder sBuilder = new StringBuilder();
 9             for (int i = 0; i < data.Length; i++)
10             {
11                 sBuilder.Append(data[i].ToString("x2"));
12             }
13 
14             return sBuilder.ToString();
15         }

MD5

 1    /// <summary>
 2         /// 參數按照ASCII碼從小到大排序
 3         /// </summary>
 4         /// <param name="paramsMap"></param>
 5         /// <returns></returns>
 6         private string getParamSrc(Dictionary<string, string> paramsMap)
 7         {
 8             var vDic = (from objDic in paramsMap orderby objDic.Key ascending select objDic);
 9             StringBuilder str = new StringBuilder();
10             foreach (KeyValuePair<string, string> kv in vDic)
11             {
12                 string pkey = kv.Key;
13                 string pvalue = kv.Value;
14                 str.Append(pkey + "=" + pvalue + "&");
15             }
16 
17             string result = str.ToString().Substring(0, str.ToString().Length - 1);
18             return result;
19         }

根據AscII碼排序參數爲文本

 1  /// <summary>
 2         /// 獲取本機ip
 3         /// </summary>
 4         /// <returns></returns>
 5         private string GetLocalIP()
 6         {
 7             try
 8             {
 9                 string HostName = Dns.GetHostName(); //獲得主機名
10                 IPHostEntry IpEntry = Dns.GetHostEntry(HostName);
11                 for (int i = 0; i < IpEntry.AddressList.Length; i++)
12                 {
13                     //從IP地址列表中篩選出IPv4類型的IP地址
14                     //AddressFamily.InterNetwork表示此IP爲IPv4,
15                     //AddressFamily.InterNetworkV6表示此地址爲IPv6類型
16                     if (IpEntry.AddressList[i].AddressFamily == AddressFamily.InterNetwork)
17                     {
18                         return IpEntry.AddressList[i].ToString();
19                     }
20                 }
21                 LogInfo("未能獲取到本機IP");
22                 return "";
23             }
24             catch (Exception ex)
25             {
26                 LogInfo("獲取本機IP出錯:" + ex.Message);
27                 return "";
28             }
29         }

獲取本機IP

1  private static bool CheckValidationResult(object sender, X509Certificate certificate, X509Chain chain, SslPolicyErrors errors)
2         {
3             if (errors == SslPolicyErrors.None)
4                 return true;
5             return false;
6         }